Instant payments for Peru and beyond
Two stablecoins. One unified network.
DDPay includes two yield-bearing stablecoins designed for payments, saving, and cross-border settlement. Built on Solana for instant, near-zero-cost transfers.
ANDINA
Built for remittances, payroll, and cross-border stability.
INCACOIN
Built for Peru, local commerce, and everyday trade.
Why DDPay Exists
Peru lacks a free, instant public payment rail. We built one.
The Problem
Traditional payments rely on legacy banks, card networks, and expensive fee layers. There is no PIX-style public infrastructure.
The Infrastructure
Solana provides the perfect public alternative: instant settlement, near-zero cost, and open architecture.
The Product
DDPay turns this infrastructure into a usable product: stablecoins, business payments, cards, and cross-border movement.
Whether you're sending money home or settling international invoices, DDPay is built for your reality.
Cross-Border Payments
Faster supplier payments and remittances with lower fees than traditional rails.
Bodegas & Retail
QR-based acceptance. No expensive POS dependency. Better unit economics than card rails.
SMEs & PYMEs
One wallet for customers, payroll, and suppliers. Simpler operations and faster settlement.
Individuals
Family transfers, bills, and everyday saving and spending.
Enterprise
Treasury management, B2B settlement, and API-enabled operations.
Spend your balance anywhere.
Turn your stablecoin holdings into immediate spending power with virtual and digital cards.
Virtual Debit
Spend your stablecoin balances online globally with zero friction.
Digital Credit
Access a credit line backed by your stablecoin holdings.
Card Controls
Freeze your card, set limits, or create single-use cards instantly.
Tap-to-Pay
Add to Apple Pay or Google Pay for everyday offline usability.
DDPay operates within established regulatory frameworks, providing a secure and compliant environment for your transactions.
US Incorporated
Legally structured in the United States, adhering to rigorous corporate governance and operational standards.
Local Presence
Headquartered in Lima, Peru, ensuring deep understanding and compliance with local financial regulations.
Non-Custodial Option
Maintain full control of your assets with our non-custodial wallet solutions, eliminating counterparty risk.
Compliance Readiness
Built with comprehensive KYC and AML frameworks to meet both US and Peruvian regulatory expectations.
Join early as a bodega owner, SME, merchant, or cross-border user. Get access to wallet, stablecoins, and cards in one experience.